Retirement

Last modified by Beka Rice on July 25th, 2018 at 12:34 pm.

US

We have a group 401k plan, offered through Vanguard/Ascensus (Plan ID: 229823.) All full-time US team members are eligible 3 months after their hire date. Both traditional and Roth contributions are available. We match 100% of your contributions up to 3% of your earnings and 50% of your contributions between 3% and 5%. Matched contributions vest immediately at 100%. Let Catherine know if you’re planning to opt into this benefit, and she’ll get you started on enrolling at the Vanguard website. There are 30 different low-cost Vanguard Index funds in which to invest your contributions. There are no costs to participate as SkyVerge is covering the base participant fee. There may be other fees if you opt for certain 401k services (e.g. investing through the available brokerage window or taking a loan/early distribution).

There are a number of plan documents and disclosures available for your review in Dropbox under team/admin/401k.

Canada

We have a group RRSP, offered through TriNet/Open Access. All full-time Canadian team members are eligible and you may start/stop contributions at any time. We match 100% of your contributions up to 3% of your earnings and 50% of your contributions between 3% and 5%. Earnings are defined as salaries, other wages, bonuses, and commissions. Matched contributions vest immediately at 100%. You can enroll on the TriNet website.

All other countries

Our goal is to have parity with the US/Canadian plans. If you’re actively contributing to a retirement or pension plan in your country, talk with Catherine about what’s available for matching contributions.